Imprint/Disclaimer

Published by
Bank Austria Creditanstalt AG
A-1010 Vienna, Am Hof 2
A-1030 Vienna, Vordere Zollamtsstrasse 13
Telephone within Austria: 05 05 05-0
Telephone from abroad: +43 5 05 05-0
Fax within Austria: 05 05 05-56149
Fax from abroad: +43 5 05 05-56149
Internet: www.ba-ca.com
e-mail: info@ba-ca.com
BIC: BKAUATWW
Austrian routing code: 12000
Austrian Register of Companies: FN 150714p
VAT registration number: ATU 51507409

Editors
Investor Relations and Corporate Affairs

Photographs
Stephan Huger, Vienna (Managing Board)

Graphics
Horvath, Leobendorf

Printed by
Gutenberg Druck GmbH
A-2700 Wr. Neustadt

The Annual Report is available from
Bank Austria Creditanstalt AG
Public Relations
P.O. Box 22.000
A-1011 Vienna, Austria
Telephone within Austria: 05 05 05-56148
(telephone answering machine)
Telephone from abroad: +43 5 05 05-56148
(telephone answering machine)
Fax within Austria: 05 05 05-56945
Fax from abroad: +43 5 05 05-56945
e-mail: pub@ba-ca.com

24h ServiceLine
Telephone within Austria: 05 05 05-25
Telephone from abroad: +43 5 05 05-25

Notes
This report contains forward-looking statements relating to the future performance of Bank Austria Creditanstalt. These statements reflect estimates which we have made on the basis of all information available to us at present. Should the assumptions underlying forward-looking statements prove incorrect, or should risks – such as those mentioned in the risk report – materialise to an extent not anticipated, actual results may vary from those expected at present.

Market share data are based on the most recent information available at the editorial close of the Annual Report.

“Bank Austria Creditanstalt” (BA-CA) as used in this report refers to the group of
consolidated companies. “Bank Austria Creditanstalt AG” as used in this report refers to the parent company.

In adding up rounded figures and calculating the percentage rates of changes, slight differences may result compared with totals and rates arrived at by adding up component figures which have not been rounded off.

Disclaimer
This online version of our Annual Report is prepared for the convenience of our English-speaking readers / online visitors. It is based on the German printed original, which is the authentic version and takes precedence in all legal aspects.

Editorial close of this Annual Report
15 March 2005